Open an account in a few minutes and manage it from anywhere.
Keep your checking and savings accounts, debit cards and payments in one secure online profile, and talk to a real person on our team whenever you need help.
Your first checking account opens the moment you finish signing up, and you never need to visit a branch.
Choose the accounts and services that suit the way you use money.
You manage all of them from the same online banking profile, so your balances, cards and applications are always in one place.
Checking
An everyday account for paying bills, sending money and getting paid. You can open it online and use it straight away.
Compare accountsSavings
Put money aside and watch it grow. We add interest to your balance every month, and each payment appears in your history.
See how savings worksDebit cards
Virtual and physical cards on Visa and Mastercard. You can freeze a card yourself whenever you need to.
Choose a cardLoans
Borrow for a car, a home project, your studies or your business, with a fixed monthly payment and no fee for paying early.
Explore borrowing
You can send money, pay bills and see what has cleared from your phone.
Online banking shows what has cleared, what is waiting for review and what you can still spend today.
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Instant transfers between customersEnter an account number and we show you the name on it before you confirm.
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Bill payments and international transfersOur team reviews them, and you can follow the status of each one in your history.
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Check deposits from your phoneTake a photo of the check and send it from online banking.
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Statements and receiptsPrint a monthly statement for any account, or a receipt for a single transaction.
Opening an account takes three short steps.
You don't need to visit a branch or post any paperwork. Everything happens on your phone or computer.
Tell us about yourself
Enter your name, email, phone number and home address. Then choose a checking or savings account and the currency you want it in.
Set up your security
Create a password, a 6-digit PIN for signing in and a separate 4-digit PIN that confirms every payment you make.
Start banking
Your account opens as soon as you finish. Upload a photo of your ID and a selfie from online banking so we can verify who you are.
We tell you the moment something changes on your account.
Every alert appears in online banking and arrives by email, so nothing reaches your statement as a surprise.
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Money coming inTransfers from other customers and your monthly savings interest.
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Review decisionsWhen a payment, deposit or application is approved or declined. If we decline something, we tell you why.
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Security changesAny change to your password, PINs or sign in codes, so you can act quickly if it was not you.
Download the Silvermere Bank app to your phone.
Install it straight from this page in a few seconds. You don't need an app store, it is free, and it takes up almost no space.
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One tap to online bankingThe app sits on your home screen and opens full screen, straight to sign in.
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The same protection as online bankingYou sign in with your password and PIN, and every payment still needs your 4-digit PIN.
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No updates to installYou always get the latest version the moment you open it.
To install, open this page on your phone: in Safari on an iPhone, or in Chrome on Android. On a computer, use Chrome or Edge and click the install icon in the address bar.
You are using the Silvermere Bank app right now.
SilvermereWe will never ask for your PINs, your codes or a move to a safe account.
Scammers pretend to be banks to get these. If anyone asks, it is not us. Hang up, close the message and contact us using the details on this website.
Your password or PINs
Our staff cannot see them and will never ask for them.
Your sign in codes
They are only for you. Never read one out to anyone.
A transfer to keep money safe
We will never tell you to move your money to protect it.
Control of your device
We will never ask you to install an app that lets someone in.
You can work out your monthly payment before you apply for a loan.
Move the slider and choose a term to see what you would pay each month at today's rate. We confirm every figure with you before the loan goes ahead.
- Number of payments
- 24
- Total interest
- $0.00
- Total you repay
- $0.00
This estimate uses our rate today. We confirm the amount, rate and term when we approve your application, and you can repay early at no extra cost.
Open an account to applyYou can apply for grants and tax refunds from online banking.
Our team reviews every application and tells you the decision in online banking and by email. If it is approved, the money is paid into the account you choose.
Grants
Support for small business, education, housing, community project and more. If we approve your grant, there is nothing to pay back.
About grantsTax refunds
Apply for the current tax year or any of the six before it, and have an approved refund paid straight into your account.
About tax refunds
When you write to us, a real person from our team replies.
Send us a message from the Support page in online banking. Your conversation stays in one thread, and we email you every time someone on our team replies.
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One thread for each questionYou never have to repeat yourself, because the whole history stays with the conversation.
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Would you rather use email?Write to info@silvermerebank.com and we will get back to you.
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Locked out of your account?Reset your password from the sign in page, or ask for a temporary PIN by email.
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Something not right?Our complaints page explains how to tell us and what happens next.
You can open your account online today.
It takes a few minutes, and you can sign in and start using your account as soon as you finish.